About Contractor's Choice Agency
Dedicated to providing specialized insurance solutions for real estate investors using the BRRRR strategy.
Our Story
Contractor's Choice Agency was founded by Josh Cotner with a mission to provide insurance coverage that truly understands the needs of real estate investors.
After years of working with traditional insurance carriers, we saw a persistent problem: standard policies don't fit the BRRRR investment model. Properties moving from acquisition through rehab, then to rental status, require dynamic coverage that adapts to each stage. Standard carriers leave gaps that expose investors to significant risk.
We built BRRRR Insurance specifically for investors who Buy distressed properties, Rehab them, Rent to tenants, Refinance to recover capital, and Repeat the process. Whether you have one property or a hundred, we provide seamless coverage that grows with your portfolio.
Josh Cotner
Founder & Principal Agent
"We built this agency because investors deserve insurance that understands their strategy and protects their portfolio at every stage."
Why BRRRR Investors Choose Us
We're not just another insurance agency. Here's what sets us apart.
Investor Expertise
We understand BRRRR, fix-and-flip, and buy-and-hold strategies inside and out.
Nationwide Coverage
Licensed in all 50 states, we can protect your portfolio wherever you invest.
Portfolio Pricing
Blanket policies and volume discounts for investors with multiple properties.
LLC & Entity Friendly
We work with LLCs, land trusts, and other business structures investors use.
Our Office
Based in Arizona, serving real estate investors nationwide.
Headquarters
123 Insurance Way
Phoenix, AZ 85001
Ready to Protect Your Investment Portfolio?
Let's find the perfect coverage for your BRRRR properties. Get a free quote today.